spot dog insurance vs nationwide
Your dog is part of your family and you would likely do what you can to keep him healthy. Vet expenses can be frightening. We got quotes for dog insurance and compare Spot dog insurance vs Nationwide. Our dog Max is an older dog, he is 10, so that impacts the price of the quotes we got. However, the Spot Insurance quote is SIGNIFICANTLY less than the Nationwide quote. Our quotes are included further down this page.
Although Spot appears to cost significantly less than Nationwide, Nationwide has been one of the best options for dog insurance over the past 5-10 years and you should evaluate the factors below in making the best decision for you.
how do i find the best pet insurance?
Almost every dog insurance company will have coverage for accidents and illnesses. In researching what is the best dog insurance to get, you should consider these additional factors:
- Cost - We all love our dogs but also need to consider expenses. Ideally, you find pet insurance that covers your needs while also being affordable. NOTE: dig beyond the obvious monthly cost to consider "hidden costs/benefits" such as wellness coverage, deductibles, co-pays.
- Accepted by your Vet - There may be some insurance plans that are not accepted by your Vet.
- Coverage for Routine/Wellness Care - This can be a confusing feature of insurance plans. Some, such as Nationwide, bundle it into their default coverage so it is included and that is reflected in their cost. Others, such as Spot Dog Insurance, offer it as an "add on" for additional costs.
- Coverage for Alternative Treatments - Alternative Treatments (acupuncture, hydrotherapy, laser treatments) are more common compared to 20 years ago. Some plans will cover them others will not.
- 24/7 Vet Online Help - In our modern, high-tech world, we are accustomed to being able to connect with almost anyone and at almost any hour. Some dog insurance plans offer on-demand Vet assistance through smartphone apps, website chat services or simply a phone call.
Review this table to compare features of Spot Pet Insurance vs Nationwide
review of spot dog insurance
| Spot Pet Insurance | Nationwide Dog Insurance | |
| Price (as of date of publish) Depends on age and breed of dog We show quotes for our dog Max who is 10 years old and a Cavalier King Charles |
We got quotes of $68 - $160/mo This is for accidental and illness; preventative is separate and listed below |
We got quotes of $287 - $340/mo |
| Coverage for Accidents (toxin injestion, broken bones, animal bites,cuts,lodged items...) |
Yes | Yes |
| Coverage for Illness (Cancer,UTIs,Thyroid diseases) |
Yes | Yes |
| Coverage for Hereditary Conditions (eye or hip conditions, heart disease) |
Yes NOTE: will NOT cover pre-existing conditions |
Yes |
| Coverage for Behavioral Problems (aggression,anxiety,destruction of items) |
Yes | Yes |
| Covers Alternative Treatments (hydrotherapy, acupuncture, laser treatments, chiropractic treatment) |
Yes | Yes |
| Money Back Guarantee | Yes | No |
| Preventative Care Coverage | Not included by default Can be added for either $9.95/mo or $24.95/mo Would cover vaccinations, dental cleanings, deworming (max cost limits) |
|
| Vet Helpline | No | Yes |
| Exam Fees | after meeting deductible, exam fees for accident/illness visits are reimbursed Wellness exams are NOT covered but could be covered under a Preventative Care package (see above) |
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our quote from spot dog insurance (for our dog)
our quote from nationwide dog insurance (for our dog)
